SBA FINANCING SOLUTIONS
Flexible SBA financing solutions for qualified business owners purchasing, refinancing, constructing, or expanding owner-occupied commercial real estate.
Commercial Mortgage Acceptance Corp helps business owners access SBA financing for owner-occupied commercial real estate, business acquisitions, construction, expansion, equipment, working capital, and other eligible business purposes. We work with an extensive network of SBA lending partners to structure financing around the needs of each business.
Whether you’re purchasing owner-occupied commercial real estate, expanding your business, acquiring an existing company, financing equipment, or seeking working capital, CMAC can help identify financing solutions tailored to your business and long-term objectives.
Our approach is relationship-driven and focused on understanding your business, financing needs, and long-term objectives. We work with our network of lending partners to identify competitive financing solutions and guide the transaction from initial review through closing.
We review your business, financing needs, transaction, and objectives.
We identify financing solutions and lending options that fit your needs.
We package and present your financing request to appropriate lending sources.
We help coordinate the financing process through underwriting, documentation, and closing.
Commercial Mortgage Acceptance Corp
40 Wall Street, 28th Floor #2868, New York, NY 10005
212-537-9200
CMAC arranges SBA financing for qualified businesses, including financing for owner-occupied commercial real estate, business acquisitions, construction and improvements, equipment, expansion, working capital, and other eligible business purposes. We work with an extensive network of SBA lending partners to identify and structure financing that fits each borrower’s specific needs.
SBA 7(a) loans offer flexible financing that may be used for real estate, business acquisitions, working capital, equipment, and other eligible business needs. SBA 504 loans are generally designed for major fixed assets, particularly owner-occupied commercial real estate and equipment.
Yes. SBA financing can be used to purchase owner-occupied commercial real estate when the business meets applicable SBA eligibility and occupancy requirements. Financing may also be available for construction, renovation, and improvements.
SBA loan amounts depend on the program, transaction, borrower qualifications, and use of proceeds. SBA 7(a) loans generally have a maximum loan amount of $5 million, while SBA 504 transactions can support larger projects depending on the structure and eligible project costs.
Depending on the SBA program, loan proceeds may be used for owner-occupied commercial real estate, business acquisitions, equipment, renovations, expansion, working capital, refinancing eligible debt, and other approved business purposes.
The required equity contribution depends on the SBA program and transaction. In many cases, qualified borrowers may be able to finance a substantial portion of the total project cost, reducing the amount of cash required compared with conventional financing.
Yes. SBA 7(a) financing is commonly used for business acquisitions and may finance eligible costs associated with purchasing an existing business, subject to SBA and lender underwriting requirements.
Closing time varies based on the SBA program, transaction complexity, lender requirements, and how quickly documentation is provided. CMAC works with borrowers and SBA lending partners to help structure the transaction and move the financing process toward closing efficiently.
