Residential Construction
Construction financing solutions for residential builders, developers, and investors.
Financing Extraordinary Homes & Building Exceptional Communities
Construction Financing for Builders, Developers, First-Time Builders & Real Estate Investors
Whether you’re an experienced builder, a qualified first-time Builder, a developer or real estate investor, CMAC structures financing for luxury custom homes, spec homes, residential developments, subdivisions, and build -to- rent communities nationwide. From land acquisition through construction and project completion we help our clients secure financing tailored to their project’s needs
Whether you’re building a luxury custom home, developing a residential subdivision, constructing a spec home, or expanding a residential investment portfolio, CMAC is committed to helping builders, developers, and investors identify financing solutions designed to support successful projects from groundbreaking through completion
Residential Builders Real Estate Investors
Luxury Home Builders Build-to-Rent Developers Residential Developers Small Development Companies
General Contractors Experienced Owner-Builders
First-Time Builders & Developers
CMAC arranges financing for a wide range of residential construction projects, including luxury custom homes, spec homes, ground-up construction, teardown and rebuild projects, residential subdivisions, and build-to-rent developments. Financing may also be available for land acquisition combined with construction or for construction on land the borrower already owns.
Yes. Depending on the project and borrower qualifications, CMAC can arrange financing that combines the acquisition of the land with the construction of the home in a single financing structure. Programs may also be available when the borrower already owns the land and is seeking financing for construction.
Yes. CMAC can arrange construction-to-permanent financing for qualified projects, allowing borrowers to finance the construction phase and transition into longer-term financing upon completion. Program structure, rates, and qualification requirements vary based on the borrower and project.
Yes. If the borrower already owns the land, CMAC may be able to arrange financing for the construction of the home. The borrower’s existing equity in the land may be considered as part of the overall financing structure, depending on the program, property value, construction budget, and borrower qualifications.
Yes. CMAC can arrange financing for both experienced and qualified first-time builders and developers. Requirements vary by program and may include factors such as borrower financial strength, liquidity, credit, project feasibility, construction budget, contractor experience, and the completed value of the property.
Equity requirements vary depending on the project and financing program. Lenders typically consider the borrower’s equity in the land, cash invested in the project, total construction cost, and the completed value of the property. CMAC works with borrowers to structure financing based on the overall strength of the project and borrower qualifications.
CMAC typically reviews information about the borrower, property, construction budget, project plans, estimated completed value, and proposed construction timeline. Depending on the project, additional information may include borrower financial statements, contractor or builder information, permits, plans and specifications, and documentation of land ownership or the proposed land acquisition.
CMAC can arrange residential construction financing for a wide range of project sizes, including high-value custom homes, luxury residences, spec homes, and larger residential development projects. Loan amounts depend on the property, construction budget, completed value, borrower qualifications, and the specific financing program.
Commercial Mortgage Acceptance Corp
40 Wall Street, 28th Floor #2868, New York, NY 10005
212-537-9200
