Commercial Construction

Commercial Construction Financing

Construction Financing for Commercial Real Estate Developers Nationwide

Commercial Construction Financing

Build with Confidence. Finance with Experience. Commercial Mortgage Acceptance Corp structures financing solutions for ground-up Construction, major redevelopment, adaptive reuse, and commercial expansion projects nationwide. Whether you are developing Multifamily, Industrial, Retail, Office, Hospitality, or Mixed-Use Properties, we work with a broad network of institutional and private capital sources to help structure financing solutions tailored to your project’s objectives, construction timeline, budget and exit strategy. Every project is unique, and financing should be structured accordingly.

Development Sectors

Construction Project Types

Financing Structures

Why Developers Choose CMAC

Let's Discuss Your Project

Whether you’re planning a ground-up development, adaptive reuse project, major renovation, or commercial expansion, CMAC can help structure financing solutions tailored to your project’s objectives.

Call 212-537-9200 to speak with a financing specialist.

Typical Developers We Work With

Commercial Real Estate Developers          Private Investors   

Family Offices                                              Real Estate Investment Firms

Builders                                                        Owner-Operators 

Simple Financing Process

Initial Project Review

We review the property, borrower goals, and financing request.

Financing Strategy

We identify financing solutions that fit the transaction.

Capital Source Selection

Your financing request is professionally packaged and presented to the underwriting team best suited for your transaction.

Loan Structuring & Closing

We coordinate the financing process from initial underwriting through closing, helping keep your transaction moving efficiently.

Commercial Construction Financing FAQs

What types of commercial construction projects can CMAC finance?

CMAC arranges construction financing for a wide range of commercial real estate projects, including multifamily, industrial, retail, office, hospitality, mixed-use, and other commercial developments. Financing may be available for ground-up construction, major redevelopment, adaptive reuse, and expansion projects.

Loan-to-cost and loan-to-value requirements vary depending on the property type, borrower experience, project economics, and financing source. CMAC evaluates each transaction individually to identify a financing structure appropriate for the project.

Yes. Depending on the transaction, financing may include the acquisition of the land along with construction costs. If the borrower already owns the land, the existing land equity may also be considered as part of the borrower’s equity contribution.

Developer and construction experience are important factors, but each transaction is evaluated individually. CMAC reviews the borrower’s development experience, financial strength, project team, general contractor, construction budget, market conditions, and overall feasibility when structuring a financing request.

Closing time varies depending on the size and complexity of the project, the financing structure, and how complete the borrower’s documentation is. A well-prepared transaction with complete financial, construction, and project information can generally move through underwriting and closing more efficiently.

CMAC typically reviews the project location, development plans, construction budget, sources and uses, project timeline, borrower and guarantor financial information, developer and contractor experience, projected income or sale proceeds, and the proposed exit strategy.

Yes. Commercial construction financing is specifically designed for projects that may not yet be completed or generating stabilized income. Underwriting typically focuses on the project’s feasibility, borrower strength, construction plan, projected value, market conditions, and the strategy for repayment or permanent financing.

CMAC can arrange commercial construction financing across a broad range of loan sizes. The appropriate financing source depends on the project size, property type, location, borrower experience, capital structure, and overall transaction.

Let's Structure Your Financing Solution

Commercial Mortgage Acceptance Corp
40 Wall Street, 28th Floor #2868, New York, NY 10005 
212-537-9200