Effective Date: September 19, 2026
These Terms & Conditions (“Terms”) govern your access to and use of cmacfunding.com (the “Website”) and your electronic communications with Commercial Mortgage Acceptance Corp. (“CMAC,” “we,” “us,” or “our”). By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website.
1. About CMAC
CMAC is a commercial mortgage banking firm that assists investors, developers, and business owners with evaluating, structuring, packaging, and arranging potential financing through banks, institutional lenders, private capital sources, government-guaranteed loan participants, and other financing sources.
2. Website Information Only
The Website provides general information about CMAC and potential financing programs. Website content is provided for informational purposes only and does not constitute legal, tax, accounting, investment, or other professional advice.
Financing programs, rates, fees, terms, leverage, eligibility requirements, documentation requirements, lender appetite, and availability are subject to change without notice and may vary based on the borrower, guarantor, property, transaction, market conditions, and financing source.
3. No Loan Approval, Commitment, or Guarantee
Submitting a form, contacting CMAC, discussing a transaction, or providing documents does not constitute a loan application to any particular lender, a loan approval, a commitment to lend, a commitment by CMAC to arrange financing, or a guarantee of any result.
Any financing is subject to review, underwriting, due diligence, credit approval, valuation, documentation, satisfaction of conditions, and the final approval and requirements of the applicable financing source. CMAC may determine that a financing request does not fit available programs or may discontinue work on a request, subject to any separate written agreement.
4. No Lender-Borrower Relationship
Your use of the Website or communication with CMAC does not by itself create a lender-borrower, fiduciary, advisory, partnership, joint-venture, agency, or attorney-client relationship. Any engagement, brokerage, processing, advisory, or similar relationship must be established in a separate written agreement signed by the applicable parties.
5. Information You Provide
You agree that information and documents you provide to CMAC will be accurate, complete, current, and not misleading to the best of your knowledge. You represent that you have the authority to provide the information and documents and to authorize CMAC to use and disclose them as reasonably necessary to evaluate and facilitate your financing request.
You are responsible for promptly notifying CMAC of material changes affecting your financing request. CMAC and potential financing sources may rely on the information you provide, subject to their own verification and underwriting.
6. Authorization to Share Transaction Information
When you ask CMAC to evaluate or arrange potential financing, you authorize CMAC to share relevant information and documents with potential lenders, banks, institutional and private capital sources, government-guaranteed loan participants, appraisers, environmental professionals, title companies, attorneys, accountants, consultants, insurance providers, technology providers, and other parties reasonably involved in evaluating, processing, or closing the proposed transaction.
CMAC’s collection and handling of personal information is also governed by our Privacy Policy.
7. Customer-Care Text Messages
If you voluntarily provide SMS consent, you agree to receive customer-care text messages from Commercial Mortgage Acceptance Corp regarding your financing inquiry, including follow-up questions, appointment reminders, document requests, and status updates. Message frequency varies. Message and data rates may apply.
Reply HELP for help or STOP to opt out. Consent is not required to submit a financing request or to obtain services from CMAC. CMAC does not use this consent to send promotional or marketing text messages.
Wireless carriers are not liable for delayed or undelivered messages. You are responsible for ensuring that the telephone number you provide is accurate and that you are authorized to receive messages at that number. If your number changes or is reassigned, you agree to notify CMAC or opt out before discontinuing use of the number.
Age Requirement
You must be at least 18 years of age to consent to receive SMS messages from Commercial Mortgage Acceptance Corp.
8. Email and Electronic Communications
When you provide an email address or communicate with us electronically, you consent to receive communications relating to your inquiry or transaction by email or other electronic means. Electronic communications may not always be secure. Do not email sensitive documents unless CMAC has directed you to an appropriate method of transmission.
9. Acceptable Use
You may not:
- use the Website for unlawful, fraudulent, deceptive, or abusive purposes;
- submit false, misleading, unauthorized, or infringing information;
- attempt to gain unauthorized access to the Website, accounts, servers, or systems;
- introduce malware, harmful code, automated scraping, or disruptive technologies;
- interfere with the operation or security of the Website; or
- copy, reproduce, distribute, modify, or exploit Website content except as permitted by law or with CMAC’s written permission.
10. Intellectual Property
The Website and its content, including text, graphics, logos, design elements, and other materials, are owned by CMAC or used with permission and are protected by applicable intellectual-property laws. CMAC grants you a limited, revocable, nonexclusive, nontransferable right to access and use the Website for lawful personal or business purposes consistent with these Terms.
11. Third-Party Websites and Services
The Website may link to third-party websites, platforms, lenders, or service providers. CMAC does not control and is not responsible for third-party content, availability, security, privacy, or practices. A link or reference does not necessarily constitute an endorsement.
12. Disclaimer of Warranties
To the fullest extent permitted by law, the Website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. CMAC does not warrant that the Website will be uninterrupted, error-free, secure, current, complete, or free from harmful components, or that any financing program or result will be available.
13. Limitation of Liability
To the fullest extent permitted by law, CMAC and its officers, directors, employees, contractors, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost opportunities, loss of data, or business interruption arising from or related to the Website or these Terms.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited. Any separate written agreement between you and CMAC may contain additional or different terms that control the subject matter of that agreement.
14. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless CMAC and its officers, directors, employees, contractors, and representatives from claims, liabilities, damages, losses, and reasonable costs arising from your unlawful use of the Website, your material violation of these Terms, or information or materials you submit without proper authority.
15. Governing Law and Venue
These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Subject to any different requirement in a separate written agreement, legal proceedings arising from these Terms or the Website shall be brought in a state or federal court of competent jurisdiction located in New York County, New York. You consent to the personal jurisdiction and venue of those courts.
16. Changes to These Terms
CMAC may update these Terms from time to time. The revised version will be posted on this page with an updated effective date. Your continued use of the Website after an update constitutes acceptance of the revised Terms.
17. Severability and Waiver
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect. CMAC’s failure to enforce a provision is not a waiver of its right to do so later.
18. Contact Us
Questions about these Terms may be directed to:
Commercial Mortgage Acceptance Corp.
40 Wall Street, 28th Floor #2868
New York, NY 10005
Telephone: (212) 537-9200
Email: info@cmacfunding.com